It’s time to stop letting insurance companies take advantage of South Carolinians.
Insurance isn’t a choice for most people in South Carolina. It’s required to drive, own a home, or operate a small business.
South Carolinians are paying higher and higher premiums while insurance companies report historic profits. That’s price gouging in a system people are required to use.
While insurance companies cash in…
Premiums keep rising
Claims are delayed
Coverage is denied automatically
Decisions are hidden from policyholders
Insurance should protect people when things go wrong, not exploit them.
The Insurance Problem
The System Didn’t Break on Accident.
It’s Rigged.
Insurance companies want South Carolinians to believe higher rates are unavoidable. They blame state laws, regulations, weather, and lawsuits.
It’s smoke and mirrors.
If the system were truly stacked against insurers, they wouldn’t be making this much money. Instead, insurance profits continue to climb while families pay more every year.
That’s not coincidence. It’s a system full of loopholes — with little transparency and even less accountability.
Follow the Money
Insurance companies are raising premiums faster than ever. At the same time, they’re reporting billions in profits and increasing executive pay.
Bill of Rights
Insurance rates are rising fast in South Carolina — and everyday people are paying the price.
Whether it’s your home, your car, or your small business, coverage costs more than ever, even as insurance companies report record profits.
For most South Carolinians, insurance isn’t optional. It’s required by law, by lenders, or by lease agreements. When people are forced to buy coverage, they deserve basic protections, transparency, and accountability.
That’s why we’re calling for a South Carolina Policyholders’ Bill of Rights. These are commonsense principles to ensure fair rates, honest claims, and real oversight.